- Financial literacy tips on saving money, investing, managing debt, passive income, and achieving financial independence.
Building Wealth
How the Fear of Debt Can Cause Irrational Decisions
Many people are obsessed with eliminating debt at all costs. I used to be one of those people. What I have learned is that this way of thinking is typically driven by the fear. I’m…How to Raise Your Credit Score
What is a credit score? To put it simply, your credit score tracks your how you pay your debts. You will use your credit score to buy a car, rent or buy a home, and…My Review of M1 Finance
M1 Finance is a financial services company that allows users to automate the process of investing and allows you to purchase fractional shares of stock. I use M1 Finance for a portion of my portfolio.…How to Save More Money Consistently
The Savings Process Saving money can be a daunting process. With competing priorities and limited time it can also feel extremely overwhelming. You may be asking yourself the following questions: Where do I start? What…How to Recession Proof Your Finances
No matter how good things are, you should always prepare for hard times. You never know when something may happen in your personal life or in the market that could impact your ability to stay…5 Ways to Actively Manage Your Student Loan Debt
I aggressively paid down my student loans for 3 years. My goal was to reduce my debt and decrease the total amount of interest I was paying over the life of the loan. These are…How to Build a Budget from Scratch
Oftentimes people don’t have a budget because they don’t feel like they need one. When I graduated from college and got my first job I knew that I had enough money to cover my bills…Knowing the Difference between Saving and Investing
Are you unsure of the differences between saving and investing? Perhaps you have some money that you want to put to work but aren’t sure how. These are the main differences between saving and investing…What You Need to Know About Stock Splits
In August 2020 Apple and Tesla announced stock splits. Both stocks have shot up in price after the announcement. Want to know how this impacts you or how to deal with stock splits for any…How to Not Stress Out When the Market Drops
Do you get nervous when you see your investments dip? Are you compelled to sell off and wait out the storm? There are things you can do in advance to have confidence in your investments.…How to Build an Investing Plan
Are you interested in creating a stock portfolio but have no idea where to start? This is a guide breaking down the steps on how to create an investing Plan. Having an investing plan takes…A Review of Dave Ramsey’s Baby Steps
Are you trying to get out of debt while saving money and building wealth? This is my review of Dave Ramsey’s Baby Steps. I will evaluate each step and explain what I agree and disagree…5 Simple Ways to Invest in the Short Term
I know what you’re thinking: How do I get decent returns without putting my money at risk?! Perhaps you are saving for a house or a vacation and you just want to park your money…5 Reasons Not to Pay off Your Student Loans Early
I paid my student loans aggressively for 3 years before deciding that I would reduce my payments and hold off on paying them off completely. These are the reasons I won't pay off my student…Good and Bad Financial Decisions I’ve Made in my 20s
They say hindsight is 20/20, right? In my early 20s I would listen to people say what they regret doing in their early 20s and think, “I’m glad I didn’t do that!” It took me…
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