Blog - Millennial Firestarter - Financial Freedom Your Way

How to Build a Budget from Scratch

Oftentimes people don’t have a budget because they don’t feel like they need one. When I graduated from college and got my first job I knew that I had enough money to cover my…

Knowing the Difference between Saving and Investing

Are you unsure of the differences between saving and investing? Perhaps you have some money that you want to put to work but aren’t sure how. These are the main differences between saving and…

What You Need to Know About Stock Splits

In August 2020 Apple and Tesla announced stock splits. Both stocks have shot up in price after the announcement. Want to know how this impacts you or how to deal with stock splits for…

How to Not Stress Out When the Market Drops

Do you get nervous when you see your investments dip? Are you compelled to sell off and wait out the storm? There are things you can do in advance to have confidence in your…

How to Build an Investing Plan

Are you interested in creating a stock portfolio but have no idea where to start? This is a guide breaking down the steps on how to create an investing Plan. Having an investing plan…

A Review of Dave Ramsey’s Baby Steps

Are you trying to get out of debt while saving money and building wealth? This is my review of Dave Ramsey’s Baby Steps. I will evaluate each step and explain what I agree and…

How to Embrace Failure: The Power of the Mindset

Have you ever heard that what you think is a self-fulfilling prophecy? Your thoughts have a huge impact on your actions and how you navigate life. If you don’t believe that you are able…

5 Simple Ways to Invest in the Short Term

I know what you’re thinking: How do I get decent returns without putting my money at risk?! Perhaps you are saving for a house or a vacation and you just want to park your…

5 Reasons Not to Pay off Your Student Loans Early

I paid my student loans aggressively for 3 years before deciding that I would reduce my payments and hold off on paying them off completely. These are the reasons I won’t pay off my…

Good and Bad Financial Decisions I’ve Made in my 20s

They say hindsight is 20/20, right? In my early 20s I would listen to people say what they regret doing in their early 20s and think, “I’m glad I didn’t do that!” It took…