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    How to manage your debt so that it doesn't manage you.

Debt Management

Is it a Bad Idea to Count on Student Loan Forgiveness?

I may earn a small commission for affiliate links in this post at no extra cost to you. Please read my disclaimer  for more information. If you have student loans, I’m sure you’ve seen the headlines…
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How the Fear of Debt Can Cause Irrational Decisions

Many people are obsessed with eliminating debt at all costs. I used to be one of those people. What I have learned is that this way of thinking is typically driven by the fear. I’m…
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5 Ways to Actively Manage Your Student Loan Debt

I aggressively paid down my student loans for 3 years. My goal was to reduce my debt and decrease the total amount of interest I was paying over the life of the loan. These are…
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A Review of Dave Ramsey’s Baby Steps

Are you trying to get out of debt while saving money and building wealth? This is my review of Dave Ramsey’s Baby Steps. I will evaluate each step and explain what I agree and disagree…
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5 Reasons Not to Pay off Your Student Loans Early

I paid my student loans aggressively for 3 years before deciding that I would reduce my payments and hold off on paying them off completely. These are the reasons I won't pay off my student…
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Good and Bad Financial Decisions I’ve Made in my 20s

They say hindsight is 20/20, right? In my early 20s I would listen to people say what they regret doing in their early 20s and think, “I’m glad I didn’t do that!” It took me…
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5 Reasons to get a Credit Card in your 20s

When I was in my early 20s, I had reservations about getting my first credit card. I didn’t know much about building credit or why it would be useful to me unless I was planning…
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