The Savings Process Saving money can be a daunting process. With competing priorities and limited time it can also feel extremely overwhelming. You may be asking yourself the following questions: Where do I start? What…
No matter how good things are, you should always prepare for hard times. You never know when something may happen in your personal life or in the market that could impact your ability to stay…
Oftentimes people don’t have a budget because they don’t feel like they need one. When I graduated from college and got my first job I knew that I had enough money to cover my bills…
Are you unsure of the differences between saving and investing? Perhaps you have some money that you want to put to work but aren’t sure how. These are the main differences between saving and investing…
Are you trying to get out of debt while saving money and building wealth? This is my review of Dave Ramsey’s Baby Steps. I will evaluate each step and explain what I agree and disagree…
I know what you’re thinking: How do I get decent returns without putting my money at risk?! Perhaps you are saving for a house or a vacation and you just want to park your money…
They say hindsight is 20/20, right? In my early 20s I would listen to people say what they regret doing in their early 20s and think, “I’m glad I didn’t do that!” It took me…
Are you on the fence between renting or buying a home? There is a common misconception that renting is only for those that cannot afford to buy a home. While owning a home is becoming…
Having an emergency fund can serve as a safety net when unexpected cirumstances come up. No matter what your financial situation is, you should always have funds available to cover fixed expenses. If you don't…